Buildings and Contents - covers events that may or may not happen, such as accident, fire or theft. The aim of taking out any insurance policy is to compensate you following a loss so that you are, in general, as well off - but no better off - than you were before the loss occurred.

An insurance policy is a legal contract and your rights as the holder of the policy will depend entirely on what is written in the contract and on any endorsements which may be added to it. You MUST have insurance whenever the law requires you to have it and you SHOULD have insurance if an event could happen to you that would create a loss that you could not afford; for example, if a tile fell from your house and injured someone who then claimed thousands of pounds for their lost earnings or if your house burnt down and you were faced with rebuilding costs.

We are able to offer you advice on a range of competitive Home Insurance products. We review a panel of providers to seek out the most competitive quotation for you, whether it is for you Home, Contents or both combined, therefore providing you with the reassurance that your home and possessions are secure.

Please complete the Household Insurance Advice Request Form and we will get back to you to discuss the most appropriate Policy for you and your home.